Back to Blog
Subject Guide
2026-10-10
19 min read

100 Banking Test MCQs with Answers for Pakistan Bank Jobs

Pakistan Banking Jobs Test Preparation MCQs Practice Set for October 10, 2026

Bank recruitment tests in Pakistan commonly assess numerical ability, English, basic banking knowledge, computer skills, general knowledge, and reasoning. This practice set is designed for candidates preparing for roles such as cash officer, teller, and other entry-level bank positions. Use it to review core concepts and identify topics that need more practice.

Why this Pakistan Banking Jobs Test Preparation set is useful

Practice 100 banking test MCQs with answers for Pakistan bank job preparation, including cash officer and teller recruitment tests. Review banking fundamentals, quantitative aptitude, English grammar, computer basics, Pakistan general knowledge, and analytical reasoning. Start with this focused set, then continue with the MCQsBase question bank, online quiz practice, past papers, and the complete MCQsBase blog.

Test focus topics

No.Focus AreaWhat to Practice
1Banking fundamentalsReview account types, payment instruments, Islamic banking terms, KYC, AML, liquidity, and basic lending concepts.
2Quantitative aptitudePractice percentages, ratios, averages, simple and compound interest, speed, work problems, and basic probability.
3English languageRevise vocabulary, subject-verb agreement, prepositions, comparison, verb forms, and common idioms.
4Computer knowledgeReview hardware and software basics, operating systems, spreadsheets, email, internet terms, and common keyboard shortcuts.
5Pakistan and general knowledgeRevise durable facts about Pakistan, its constitution and geography, and basic international organization knowledge.
6Analytical reasoningPractice number and letter sequences, simple coding, syllogisms, comparisons, and basic spatial or time reasoning.

What this set covers

SectionQuestionsFocus
Set 11-20Core Pakistan Banking Jobs Test Preparation fundamentals
Set 221-40Frequently repeated test concepts
Set 341-60Mixed exam-style practice
Set 461-80Fast recall and elimination practice
Set 581-100Final revision and score-building
1-20. Pakistan Banking Jobs Test Preparation MCQs
Choose one option, then check the bold answer.
Q1MCQ Practice
Answer C

1. What is 15% of 800?

A.80
B.100
C.120
D.140

Correct Answer

C) 120

Q2MCQ Practice
Answer B

2. A sum of 64 is divided in the ratio 3:5. What is the smaller share?

A.18
B.24
C.32
D.40

Correct Answer

B) 24

Q3MCQ Practice
Answer C

3. What is the simple interest on Rs. 5,000 at 8% per year for 2 years?

A.Rs. 600
B.Rs. 700
C.Rs. 800
D.Rs. 900

Correct Answer

C) Rs. 800

Q4MCQ Practice
Answer B

4. What is the average of 12, 18, and 24?

A.16
B.18
C.20
D.22

Correct Answer

B) 18

Q5MCQ Practice
Answer B

5. What is 3/4 minus 1/6?

A.5/12
B.7/12
C.2/3
D.3/8

Correct Answer

B) 7/12

Q6MCQ Practice
Answer C

6. A product priced at Rs. 250 increases in price by 20%. What is its new price?

A.Rs. 275
B.Rs. 290
C.Rs. 300
D.Rs. 320

Correct Answer

C) Rs. 300

Q7MCQ Practice
Answer B

7. A car travels 60 kilometres in 1.5 hours. What is its average speed?

A.30 km/h
B.40 km/h
C.45 km/h
D.50 km/h

Correct Answer

B) 40 km/h

Q8MCQ Practice
Answer C

8. Solve: 2x + 7 = 23.

A.6
B.7
C.8
D.9

Correct Answer

C) 8

Q9MCQ Practice
Answer C

9. What is 40% of 350?

A.120
B.130
C.140
D.150

Correct Answer

C) 140

Q10MCQ Practice
Answer D

10. Twelve workers can complete a job in 10 days. At the same rate, how many days would 6 workers take?

A.5
B.10
C.15
D.20

Correct Answer

D) 20

Q11MCQ Practice
Answer C

11. What is the square root of 144?

A.10
B.11
C.12
D.14

Correct Answer

C) 12

Q12MCQ Practice
Answer B

12. An item priced at Rs. 2,000 is discounted by 25%. What is the sale price?

A.Rs. 1,400
B.Rs. 1,500
C.Rs. 1,600
D.Rs. 1,750

Correct Answer

B) Rs. 1,500

Q13MCQ Practice
Answer C

13. Two amounts are in the ratio 5:2. If the smaller amount is 14, what is the larger amount?

A.28
B.30
C.35
D.42

Correct Answer

C) 35

Q14MCQ Practice
Answer C

14. What is the least common multiple of 12 and 18?

A.24
B.30
C.36
D.72

Correct Answer

C) 36

Q15MCQ Practice
Answer C

15. Which fraction is equivalent to 0.75?

A.1/4
B.2/3
C.3/4
D.4/5

Correct Answer

C) 3/4

Q16MCQ Practice
Answer C

16. Evaluate: 7 × 8 − 12.

A.40
B.42
C.44
D.56

Correct Answer

C) 44

Q17MCQ Practice
Answer C

17. What is the compound amount on Rs. 10,000 after 2 years at 10% per year, compounded annually?

A.Rs. 11,000
B.Rs. 12,000
C.Rs. 12,100
D.Rs. 12,200

Correct Answer

C) Rs. 12,100

Q18MCQ Practice
Answer C

18. The mean of five numbers is 14. Four of the numbers are 12, 15, 16, and 10. What is the fifth number?

A.15
B.16
C.17
D.18

Correct Answer

C) 17

Q19MCQ Practice
Answer C

19. How many minutes are there in 2.5 hours?

A.120
B.135
C.150
D.180

Correct Answer

C) 150

Q20MCQ Practice
Answer C

20. What is the probability of rolling an even number with a fair six-sided die?

A.1/6
B.1/3
C.1/2
D.2/3

Correct Answer

C) 1/2

21-40. Pakistan Banking Jobs Test Preparation MCQs
Choose one option, then check the bold answer.
Q21MCQ Practice
Answer B

21. Which word is closest in meaning to diligent?

A.Careless
B.Hardworking
C.Uncertain
D.Impatient

Correct Answer

B) Hardworking

Q22MCQ Practice
Answer C

22. Which word is the opposite of scarce?

A.Rare
B.Limited
C.Abundant
D.Insufficient

Correct Answer

C) Abundant

Q23MCQ Practice
Answer C

23. Choose the correct completion: She ___ here since 2020.

A.lives
B.lived
C.has lived
D.is living

Correct Answer

C) has lived

Q24MCQ Practice
Answer B

24. Choose the grammatically correct sentence.

A.Neither of the answers are correct.
B.Neither of the answers is correct.
C.Neither answers is correct.
D.Neither of answer are correct.

Correct Answer

B) Neither of the answers is correct.

Q25MCQ Practice
Answer B

25. What is the plural form of criterion?

A.Criterions
B.Criteria
C.Criterion
D.Criterias

Correct Answer

B) Criteria

Q26MCQ Practice
Answer B

26. Choose the correct passive form of “They completed the work.”

A.The work completed them.
B.The work was completed by them.
C.The work is completing by them.
D.They were completed by the work.

Correct Answer

B) The work was completed by them.

Q27MCQ Practice
Answer B

27. Choose the correct preposition: He is good ___ mathematics.

A.in
B.at
C.on
D.for

Correct Answer

B) at

Q28MCQ Practice
Answer C

28. Choose the correct completion: If I ___ you, I would check the figures again.

A.am
B.was
C.were
D.be

Correct Answer

C) were

Q29MCQ Practice
Answer A

29. Which word is a noun?

A.Honesty
B.Honest
C.Honestly
D.Honourable

Correct Answer

A) Honesty

Q30MCQ Practice
Answer C

30. Which word is the opposite of expand?

A.Increase
B.Extend
C.Contract
D.Enlarge

Correct Answer

C) Contract

Q31MCQ Practice
Answer B

31. What does the idiom “once in a blue moon” mean?

A.Very quickly
B.Very rarely
C.At night
D.Without warning

Correct Answer

B) Very rarely

Q32MCQ Practice
Answer B

32. Choose the correct sentence.

A.The news are good.
B.The news is good.
C.The news were good.
D.The news have good.

Correct Answer

B) The news is good.

Q33MCQ Practice
Answer B

33. Choose the correct sentence.

A.She prefers tea than coffee.
B.She prefers tea to coffee.
C.She prefer tea to coffee.
D.She prefers tea over than coffee.

Correct Answer

B) She prefers tea to coffee.

Q34MCQ Practice
Answer D

34. What is the comparative form of good?

A.Gooder
B.More good
C.Best
D.Better

Correct Answer

D) Better

Q35MCQ Practice
Answer B

35. Which word correctly completes the sentence: The new policy may ___ staff attendance.

A.effect
B.affect
C.affects
D.affected

Correct Answer

B) affect

Q36MCQ Practice
Answer B

36. Choose the correct phrase.

A.Between you and I
B.Between you and me
C.Between yourself and I
D.Between me and yourself

Correct Answer

B) Between you and me

Q37MCQ Practice
Answer B

37. Which word is an adjective?

A.Beauty
B.Beautiful
C.Beautifully
D.Beautify

Correct Answer

B) Beautiful

Q38MCQ Practice
Answer C

38. What is the past participle of write?

A.Writed
B.Wrote
C.Written
D.Writing

Correct Answer

C) Written

Q39MCQ Practice
Answer B

39. Choose the correct completion: ___ the rain, the match continued.

A.Although
B.Despite
C.Because
D.Unless

Correct Answer

B) Despite

Q40MCQ Practice
Answer A

40. Which word is closest in meaning to brief?

A.Concise
B.Lengthy
C.Unclear
D.Detailed

Correct Answer

A) Concise

41-60. Pakistan Banking Jobs Test Preparation MCQs
Choose one option, then check the bold answer.
Q41MCQ Practice
Answer B

41. What is the primary role of a central bank?

A.To sell household goods
B.To manage monetary policy and issue currency
C.To provide insurance for every business
D.To operate all private companies

Correct Answer

B) To manage monetary policy and issue currency

Q42MCQ Practice
Answer B

42. What does SBP stand for in Pakistan?

A.State Banking Partnership
B.State Bank of Pakistan
C.Savings Bureau of Pakistan
D.Security Bank of Pakistan

Correct Answer

B) State Bank of Pakistan

Q43MCQ Practice
Answer B

43. In banking, what does KYC mean?

A.Keep Your Cash
B.Know Your Customer
C.Key Yield Calculation
D.Known Yearly Credit

Correct Answer

B) Know Your Customer

Q44MCQ Practice
Answer C

44. What does AML stand for in financial compliance?

A.Account Management Limit
B.Annual Money Ledger
C.Anti-Money Laundering
D.Automated Market Listing

Correct Answer

C) Anti-Money Laundering

Q45MCQ Practice
Answer A

45. In a cheque, what is the person who writes and signs it called?

A.Drawer
B.Drawee
C.Payee
D.Guarantor

Correct Answer

A) Drawer

Q46MCQ Practice
Answer B

46. In a cheque transaction, what is the bank on which the cheque is drawn called?

A.Drawer
B.Drawee
C.Payee
D.Endorser

Correct Answer

B) Drawee

Q47MCQ Practice
Answer A

47. Who is the payee on a cheque?

A.The person or entity to whom payment is directed
B.The bank that prints the cheque
C.The person who verifies the account
D.The official who clears all bank transfers

Correct Answer

A) The person or entity to whom payment is directed

Q48MCQ Practice
Answer B

48. What does ATM stand for?

A.Automatic Transfer Method
B.Automated Teller Machine
C.Account Tracking Mechanism
D.Authorized Transaction Module

Correct Answer

B) Automated Teller Machine

Q49MCQ Practice
Answer A

49. What does IBAN stand for?

A.International Bank Account Number
B.Internal Banking Access Network
C.International Balance Allocation Note
D.Integrated Bank Authorization Number

Correct Answer

A) International Bank Account Number

Q50MCQ Practice
Answer A

50. Which account is generally designed for frequent deposits and withdrawals in everyday banking?

A.Current account
B.Fixed-term deposit only
C.Loan account
D.Mortgage account

Correct Answer

A) Current account

Q51MCQ Practice
Answer A

51. What is a common purpose of a savings account?

A.To encourage customers to save money
B.To issue company shares
C.To record only unpaid taxes
D.To guarantee a business loan

Correct Answer

A) To encourage customers to save money

Q52MCQ Practice
Answer A

52. Which Islamic finance arrangement is commonly structured as a cost-plus sale?

A.Murabaha
B.Mudarabah
C.Wakalah
D.Qard

Correct Answer

A) Murabaha

Q53MCQ Practice
Answer A

53. In a basic mudarabah arrangement, how is the business structured?

A.One party provides capital and another manages the venture
B.Both parties must provide identical amounts of capital
C.A customer leases a physical asset from a bank
D.A lender charges interest on a conventional loan

Correct Answer

A) One party provides capital and another manages the venture

Q54MCQ Practice
Answer B

54. Which Islamic finance arrangement is based on a partnership in which parties contribute capital?

A.Ijara
B.Musharakah
C.Murabaha
D.Kafalah

Correct Answer

B) Musharakah

Q55MCQ Practice
Answer A

55. Which Islamic finance concept is primarily associated with leasing?

A.Ijara
B.Mudarabah
C.Murabaha
D.Wadiah

Correct Answer

A) Ijara

Q56MCQ Practice
Answer A

56. In lending, what is collateral?

A.An asset pledged as security for a loan
B.A fee paid to open a current account
C.A document showing a bank's annual profit
D.A type of electronic payment card

Correct Answer

A) An asset pledged as security for a loan

Q57MCQ Practice
Answer A

57. In banking, what does liquidity describe?

A.A bank's ability to meet short-term payment obligations
B.The number of branches a bank owns
C.The annual salary of bank employees
D.The amount printed on a cheque book

Correct Answer

A) A bank's ability to meet short-term payment obligations

Q58MCQ Practice
Answer B

58. What does NPL commonly stand for in banking?

A.Net Payment Ledger
B.Non-Performing Loan
C.National Profit Limit
D.New Provision Level

Correct Answer

B) Non-Performing Loan

Q59MCQ Practice
Answer A

59. A debit card transaction usually draws funds from which source?

A.The cardholder's linked bank account
B.A central bank's reserve account
C.The merchant's loan account
D.A separate account automatically created by the card network

Correct Answer

A) The cardholder's linked bank account

Q60MCQ Practice
Answer A

60. A credit card generally allows its holder to do what?

A.Borrow up to an approved credit limit
B.Withdraw unlimited cash without repayment
C.Transfer ownership of a bank branch
D.Open a central bank account

Correct Answer

A) Borrow up to an approved credit limit

61-80. Pakistan Banking Jobs Test Preparation MCQs
Choose one option, then check the bold answer.
Q61MCQ Practice
Answer A

61. What does CPU stand for?

A.Central Processing Unit
B.Computer Program Utility
C.Central Printing Unit
D.Control Processing User

Correct Answer

A) Central Processing Unit

Q62MCQ Practice
Answer A

62. Which type of computer memory is typically volatile?

A.RAM
B.ROM
C.DVD
D.Hard disk

Correct Answer

A) RAM

Q63MCQ Practice
Answer C

63. Which type of memory generally retains its contents when the computer is switched off?

A.Cache only
B.RAM
C.ROM
D.Registers

Correct Answer

C) ROM

Q64MCQ Practice
Answer A

64. What is a main function of an operating system?

A.To manage computer hardware and software resources
B.To manufacture computer processors
C.To create internet service in every location
D.To replace all application software

Correct Answer

A) To manage computer hardware and software resources

Q65MCQ Practice
Answer A

65. What does URL stand for?

A.Uniform Resource Locator
B.Universal Reference Link
C.Unified Routing Language
D.User Resource List

Correct Answer

A) Uniform Resource Locator

Q66MCQ Practice
Answer A

66. What does HTTPS indicate about a website connection?

A.It uses a secure, encrypted connection
B.It can only be opened offline
C.It is a spreadsheet file
D.It does not use the internet

Correct Answer

A) It uses a secure, encrypted connection

Q67MCQ Practice
Answer A

67. What is phishing?

A.A deceptive attempt to obtain sensitive information
B.A method of increasing screen brightness
C.A way to compress spreadsheet files
D.A process for repairing a printer

Correct Answer

A) A deceptive attempt to obtain sensitive information

Q68MCQ Practice
Answer A

68. Which software is primarily used to organize data in rows and columns and perform calculations?

A.Spreadsheet software
B.Presentation software
C.Image-editing software
D.Media-player software

Correct Answer

A) Spreadsheet software

Q69MCQ Practice
Answer B

69. In common spreadsheet software, which symbol usually begins a formula?

A.#
B.=
C.%
D.&

Correct Answer

B) =

Q70MCQ Practice
Answer A

70. The binary number system is based on which number?

A.2
B.8
C.10
D.16

Correct Answer

A) 2

Q71MCQ Practice
Answer B

71. How many bits are in one byte?

A.4
B.8
C.16
D.32

Correct Answer

B) 8

Q72MCQ Practice
Answer A

72. Which device is primarily used to enter text into a computer?

A.Keyboard
B.Monitor
C.Speaker
D.Projector

Correct Answer

A) Keyboard

Q73MCQ Practice
Answer B

73. Which device is primarily used to produce a printed paper copy of a document?

A.Scanner
B.Printer
C.Microphone
D.Webcam

Correct Answer

B) Printer

Q74MCQ Practice
Answer A

74. What is a database?

A.An organized collection of data
B.A device used only to display video
C.A program that physically cleans a computer
D.A type of computer cable

Correct Answer

A) An organized collection of data

Q75MCQ Practice
Answer A

75. What does the keyboard shortcut Ctrl+C commonly do?

A.Copy selected content
B.Close the computer
C.Create a new folder
D.Print the current document

Correct Answer

A) Copy selected content

Q76MCQ Practice
Answer B

76. On which date is Pakistan's Independence Day observed?

A.23 March
B.14 August
C.6 September
D.25 December

Correct Answer

B) 14 August

Q77MCQ Practice
Answer C

77. Which constitution is Pakistan's current constitution?

A.The Constitution of 1956
B.The Constitution of 1962
C.The Constitution of 1973
D.The Constitution of 1985

Correct Answer

C) The Constitution of 1973

Q78MCQ Practice
Answer C

78. What is the capital of Pakistan?

A.Karachi
B.Lahore
C.Islamabad
D.Peshawar

Correct Answer

C) Islamabad

Q79MCQ Practice
Answer D

79. Which is Pakistan's largest province by area?

A.Punjab
B.Sindh
C.Khyber Pakhtunkhwa
D.Balochistan

Correct Answer

D) Balochistan

Q80MCQ Practice
Answer A

80. Which province has the largest population in Pakistan?

A.Punjab
B.Sindh
C.Balochistan
D.Khyber Pakhtunkhwa

Correct Answer

A) Punjab

81-100. Pakistan Banking Jobs Test Preparation MCQs
Choose one option, then check the bold answer.
Q81MCQ Practice
Answer B

81. What is Pakistan's national language?

A.Punjabi
B.Urdu
C.Pashto
D.Sindhi

Correct Answer

B) Urdu

Q82MCQ Practice
Answer B

82. K2 is part of which mountain range?

A.Himalayas
B.Karakoram
C.Hindu Kush
D.Salt Range

Correct Answer

B) Karakoram

Q83MCQ Practice
Answer C

83. Which river is generally regarded as the longest river in Pakistan?

A.Jhelum
B.Ravi
C.Indus
D.Sutlej

Correct Answer

C) Indus

Q84MCQ Practice
Answer B

84. Minar-e-Pakistan is located in which city?

A.Islamabad
B.Lahore
C.Karachi
D.Quetta

Correct Answer

B) Lahore

Q85MCQ Practice
Answer A

85. What was the full name of Pakistan's founder, commonly known as Quaid-e-Azam?

A.Muhammad Ali Jinnah
B.Allama Muhammad Iqbal
C.Liaquat Ali Khan
D.Sir Syed Ahmad Khan

Correct Answer

A) Muhammad Ali Jinnah

Q86MCQ Practice
Answer B

86. In which year was Pakistan's first constitution adopted?

A.1949
B.1956
C.1962
D.1973

Correct Answer

B) 1956

Q87MCQ Practice
Answer C

87. In which year was the United Nations founded?

A.1919
B.1939
C.1945
D.1955

Correct Answer

C) 1945

Q88MCQ Practice
Answer B

88. Where is the headquarters of the United Nations located?

A.Geneva
B.New York City
C.Paris
D.Vienna

Correct Answer

B) New York City

Q89MCQ Practice
Answer C

89. In which year was the Organisation of Islamic Cooperation established?

A.1945
B.1955
C.1969
D.1985

Correct Answer

C) 1969

Q90MCQ Practice
Answer C

90. In which year was the South Asian Association for Regional Cooperation established?

A.1969
B.1975
C.1985
D.1995

Correct Answer

C) 1985

Q91MCQ Practice
Answer D

91. What number comes next in the sequence: 2, 4, 8, 16, ___?

A.20
B.24
C.30
D.32

Correct Answer

D) 32

Q92MCQ Practice
Answer D

92. Which number does not belong in this group: 3, 5, 7, 9?

A.3
B.5
C.7
D.9

Correct Answer

D) 9

Q93MCQ Practice
Answer B

93. What letter comes next in the sequence: A, C, E, G, ___?

A.H
B.I
C.J
D.K

Correct Answer

B) I

Q94MCQ Practice
Answer B

94. Complete the analogy: Book is to read as food is to ___.

A.Cook
B.Eat
C.Buy
D.Serve

Correct Answer

B) Eat

Q95MCQ Practice
Answer D

95. All roses are flowers. Some flowers are red. Which conclusion must be true?

A.All roses are red.
B.Some roses are red.
C.All flowers are roses.
D.No definite conclusion about the colour of roses follows.

Correct Answer

D) No definite conclusion about the colour of roses follows.

Q96MCQ Practice
Answer C

96. If today is Monday, what day will it be three days later?

A.Tuesday
B.Wednesday
C.Thursday
D.Friday

Correct Answer

C) Thursday

Q97MCQ Practice
Answer B

97. What is the smaller angle between the hands of a clock at exactly 3:00?

A.45 degrees
B.90 degrees
C.120 degrees
D.180 degrees

Correct Answer

B) 90 degrees

Q98MCQ Practice
Answer A

98. If each letter in CAT is replaced by the next letter in the alphabet to make DBU, how is DOG written using the same rule?

A.EPH
B.EOG
C.FPH
D.DPI

Correct Answer

A) EPH

Q99MCQ Practice
Answer A

99. A is taller than B, and B is taller than C. Who is the tallest?

A.A
B.B
C.C
D.It cannot be determined

Correct Answer

A) A

Q100MCQ Practice
Answer C

100. What number comes next in the sequence: 1, 4, 9, 16, ___?

A.20
B.24
C.25
D.36

Correct Answer

C) 25

How to revise this Pakistan Banking Jobs Test Preparation set

  1. Attempt each question before checking its answer, then note the topic behind any mistake.
  2. For numerical questions, write down the relevant formula and check that the units match.
  3. Review banking terms by learning both their meaning and their practical use.
  4. Practise English grammar in complete sentences rather than memorizing isolated rules.
  5. Use timed practice to build pace, but prioritize accuracy before trying to answer faster.

Frequently Asked Questions

What subjects are commonly included in bank recruitment tests in Pakistan?

Many bank recruitment tests assess quantitative aptitude, English, analytical reasoning, computer knowledge, general knowledge, and basic banking concepts. The exact distribution can vary by bank and position.

Are these questions copied from an official bank test?

No. These are original practice questions written in an exam-style format. They are not presented as questions copied from an official or past paper.

How should I use these banking test MCQs?

Attempt the questions under timed conditions, check your answers, and review the concepts behind mistakes. Use the results to decide which subject areas need further practice.

Do banking tests for teller and cash officer roles include mathematics?

Quantitative aptitude is commonly assessed for entry-level banking roles. Candidates should practise calculations involving percentages, ratios, averages, interest, and everyday numerical problems.

Final Takeaway

Consistent daily MCQ practice is one of the simplest ways to improve recall, speed, and exam confidence. Bookmark this page, complete the 100 Pakistan Banking Jobs Test Preparation MCQs, and continue your preparation on McqsBase.

Ready to Start Practicing?

Put your knowledge into practice with our comprehensive collection of MCQs and past papers.